Car Loan
Hit the road with our Low Rate, Flexible Car Loan
At a glance
7.39 %P.A.
Fixed Rate Secured Car Loan
8.19 %P.A.
Comparison Rate**
$0
Additional repayment fees or early repayment fees
FLEXIBLE
Loan terms and repayment options to suit you
Why choose our Car Loan?
When it’s time to upgrade to a new set of wheels, we can help you hit the road sooner with a low interest car loan.
Whether you are looking for something sporty, upgrading the family car or buying a pre-loved car, by using your car as security you can lock in a low rate with terms, repayments and features tailored to fit your budget.
Set your repayments for the life of your loan
Our low, fixed rate car loan gives you the certainty of knowing what your repayments will be for the life of your loan
No penalties for additional repayments or early payout
Repay your loan sooner by making additional repayments without penalty. No break costs or early repayment costs if you repay your loan early
Flexible repayment options
Select repayment terms that suit your budget: weekly, fortnightly or monthly, on loan terms of 1 - 7 years
Borrow up to 100%
Borrow 100% of the purchase price for a car purchased from a dealer or up 90% for private sales. Minimum borrowing amount of $5,000
Car loan rate
Enjoy a great low rate on our flexible fixed rate car loan.
Fixed Rate Flexible Car Loan
Our Fixed Rate Flexible Car Loan gives you the certainty of knowing what your repayments will be over the course of your loan. Your repayment amount is determined at the start of the loan.
We don't charge any penalties for making additional repayments or early repayment on our fixed rate loan to give you additional flexibility and to allow you to repay your loan early.
By using your new or used vehicle as security, you can lock in a lower interest rate.
If you don't want to use your vehicle as security, you can use an Unsecured Personal Loan for your purchase which has a slightly higher interest rate.
|
Interest rate % p.a. |
Comparison rate % p.a. ** |
|---|---|---|
Motor Vehicle Secured Fixed Rate Flexible Loan |
7.39 |
8.19 |
Fees
At , we keep our fees to a minimum. Any fees we do have we’ll show you up front so there are no surprises.
| Fee Type | Amount |
|---|---|
Application Fee |
$195 |
Monthly Maintenance Fee |
$7.50 |
A full list of fees can be found in our Fees and Charges Guide.
Apply for car finance
To apply for a Car Loan, you must:
- Be at least 18 years of age or older
- Need a loan of $5,000 or more
- Never been bankrupt
- Earn a regular income
What you'll need for your application
- Proof of identity
- Employment details
- Financial details such as income, assets, expenses and liabilities.
Important information
For important information on our Car Loans, view our terms and conditions.
We can also help with:
Personal loan
Fixed Rate Unsecured Personal Loan
Whether you’re looking to pay for your next car, holiday, wedding, consolidate your debts or you need some extra funds, our personal loans can help make it a reality.
- Low rate personal loans
- Flexible repayment options to suit your budget
- Pay off your loan sooner with unlimited extra repayments and no early repayment fees
Get moving with our Car Insurance
Car Insurance
Our Car Insurance helps protect your vehicle with comprehensive cover for your peace of mind. We know it can be tough when things go wrong, but our claims team is here to make things easy for you.
- Lifetime Repair Guarantee
- Cover for Loss or Damage
- Car hire options
- Pay monthly, at no additional charge
- New car replacement for eligible vehicles
