Personal Loans
Make it happen with a Low Rate, Flexible Personal Loan
At a glance
10.99 %P.A.
Fixed Rate Unsecured Personal Loan
11.71 %P.A.
Comparison rate*
$0
Additional repayment fees or early repayment fees
FLEXIBLE
Loan terms and repayment options to suit you
Why choose our low rate unsecured personal loan?
Whether you’re looking to pay for your next car, wedding, holiday, consolidate your debts or you need some extra funds, our low rate personal loan can help make your dreams a reality.
Set your repayments for the life of your loan
Our low, fixed rate personal loan gives you the certainty of knowing what your repayments will be for the life of your loan
No penalties for additional repayments or early payout
Repay your loan sooner by making additional repayments without penalty. No break costs or early repayment costs if you repay your loan early
Flexible repayment options
Select repayment terms that suit your budget: weekly, fortnightly or monthly, on loan terms of 1 - 7 years
Borrow upwards of $3,000
Borrow a minimum of $3,000 and get started on reaching your goals now
Personal loan features
Unsecured Fixed Rate Personal Loan |
|
|---|---|
Minimum loan amount |
$3,000 |
Maximum loan amount |
$40,000 |
Application fee |
$150 |
Monthly maintenance fee |
$7.50 |
Minimum loan term |
1 year |
Maximum loan term |
7 years |
Security |
Nil |
Extra repayments |
Yes, no fees apply |
Early payout |
Yes, no fees apply |
Repayments |
Weekly Fortnightly Monthly |
Internet Banking |
Yes |
Internet Banking access excludes withdrawal transfers and BPAY payments.
Interest rate
Enjoy a great low rate on our flexible fixed rate personal loan.
Unsecured Fixed Rate Flexible Personal Loan
Our Fixed Rate Flexible Personal Loan gives you the certainty of knowing what your repayments will be over the course of your loan. Your repayment amount is determined at the start of the loan.
We don't charge any penalties for making additional repayments or early repayment on our fixed rate loans to give you additional flexibility and to allow you to repay your loan early.
If you're looking to purchase a car, you can lock in a lower interest rate by using your new or used car as security with our Car Loan.
|
Interest rate % p.a. |
Comparison rate % p.a. * |
|---|---|---|
Unsecured Fixed Rate Flexible Personal Loan |
10.99 | 11.71 |
Fees
At BOQ, we keep our fees to a minimum. Any fees we do have we’ll show you up front so there are no surprises.
| Fee Type | Amount |
|---|---|
Application Fee |
$150 |
Monthly Maintenance Fee |
$7.50 |
A full list of fees can be found in our Fees and Charges Guide.
Apply for personal loan
To apply for a CPB Personal Loan, you must:
- Be 18 years of age or older
- Be applying for a loan of $3,000 or more
- Have never been bankrupt
- Be an Australian citizen or permanent resident
- Have a regular, permanent income
What you'll need for your application
- Proof of identity
- Employment details
- Financial details such as income, assets, expenses and liabilities.
Important information
For important information on our Personal Loans, view our Terms and Conditions.
We can also help with:
Earn Q Rewards Points and enjoy perks
Platinum Visa Credit Card
Everything you need, with all of the Platinum Credit Card benefits. Including complimentary insurance and extended warranties+ (terms, conditions, limits and exclusions apply).
- Earn 150,000 bonus Q Rewards® points when you spend $3,000 on Eligible Transactions in the first 90 days from approval++
- 0% p.a. on balance transfers for 14 months, reverting to the cash advance rate thereafter. No fees on balance transfers. No interest free days apply to retail purchases while you have a balance transfer^^
- Earn 2 Q Rewards points for every dollar spent on Eligible Transactions 4
