Personal and Car Loans
Make your dreams possible with a low rate, flexible personal loan
Choose your best personal loan
Whether you’re looking to renovate, upgrading or purchasing a new car or are looking to make a big purchase, we have a personal and car loan to suit!
Personal loan
Fixed Rate Unsecured Personal Loan
Whether you’re looking to pay for your next car, holiday, wedding, consolidate your debts or you need some extra funds, our personal loans can help make it a reality.
- Low rate personal loans
- Flexible repayment options to suit your budget
- Pay off your loan sooner with unlimited extra repayments and no early repayment fees
Time for a new set of wheels?
Car Loan
Whether you're looking for something sporty, a family sedan or a pre-loved card, hit the road sooner with our low interest car finance.
- Pay off your loan sooner with unlimited extra repayments and no early repayment fees
- Flexible repayment options to suit your budget
- 1-7 year loan terms
Compare our personal loans side by side and find the best personal finance option to suit your needs:
Let us help you with:
Getting a personal loan
Use an unsecured personal loan to borrow from $3,000 for a purchase, large expense or to consolidate your debts, with flexible repayment options.
Buying a car
Borrow from a minimum of $5,000 to help you get behind the wheel. Use your new or pre-loved car as security to lock in low interest car loan rates.
You might also be interested in:
BONUS INTEREST VARIABLE RATE FOR BALANCES UP TO $250,000 IF BONUS CRITERIA MET**
Smart Saver Account
Our high-interest saver accounts for customers 36 years or older, with easy-to-earn bonus interest and no monthly account keeping fees.
- Access your money whenever you need, exclusively on the all-new myCapitalbraiins mobile app. Please note: As an app-exclusive account, it cannot be accessed via Internet Banking.
- Let your high interest savings soar higher. Supercharge your savings with easy to earn Bonus Interest.
- Simply deposit $1,000 into your linked Everyday Account from an external bank account (cash and cheque deposits excluded) and make 5 or more eligible transactions (settled, not pending).
- Stay on track and manage your savings. Set up savings goals to keep you on track with your targets.
- Switch on Round Ups to add to your savings without even thinking about it! We’ll round each of your transactions to the nearest dollar and put the extra right into your savings.
Save with lower interest rates
Low Rate Visa Credit Card
Why pay high interest rates? With our Low Rate Credit Card, you can save straight away with our purchase and balance transfer offer*
- 0% p.a. on purchases for the first 12 months, reverting to ongoing purchase rate*
- 0% p.a. on balance transfers for the first 12 months reverting to the cash advance rate thereafter*
- No fees on balance transfers
